API pricing

Fees are calculated per operation. The fees on a payment collected are paid by the merchant: the customer who pays you bears no fee.

Operation	Fee	Who pays
Payment collected (the customer pays you, online, by payment request or through the API)	0.3% of the amount	The merchant; never the customer
Incoming transfer to your account	Free	Nobody
Sandbox, API keys, notifications	Free	Nobody
Bulk payments (salaries, pensions, aid)	On quote	The organization

Fees are rounded to the franc. For a payment collected of 15,000 F:

• merchant fee: 15,000 × 0.3% = 45 F;
• net amount for the merchant: 15,000 − 45 = 14,955 F;
• amount paid by the customer: 15,000 F, with no surcharge.

Fees are only charged on completed operations: a charge that does not go through costs nothing.

• A domestic transfer sent by an individual from the SAMA Money app is free.
• Fees are shown before the operation is confirmed.
• This grid covers charges and transfers.
• For bulk payments and large volumes, contact customer service: you will receive a proposal on quote.